CHOICES FROM IDAHO ADVANTAGE

For our members 16 to 21 years of age, Idaho Advantage Credit Union is providing our “Choices” package of products and services.  This isn’t just “kids” financial services, it is much more.  It is financial education with perks; you can learn the right way to handle your money, earn cash incentives, discounted rates and get free music downloads.

Here's What You Get

Here's How You Get It

Regular Share Account Everyone has one; its your "stock" in the Credit Union and a savings account.
Checking Account Upon successful completion of the “How to balance a Checking Account” course, we will deposit $25 into your new checking account and you get free music. These accounts are for members 16-21 years old.  Earn interest on the average daily balance.*
Debit Card

Pass "How to use a Check Card" and you are eligible for a VISA Check Card and more music downloads.

Advantage at Home

No courses to pass, you can check balances and transfer money on-line.

Advantage on the Move

No courses to pass but you must be signed up for Advantage at Home.  Check balances and do transactions from anywhere on your cell phone.

Electronic Statements

No paper statements to be stolen out of your mailbox.  Access your statements on-line, from home anytime.

Bill Pay

Pay your recurring payments electronically; never miss a  payment or get a late charge.  Perfect way to get a great credit score.

VISA Credit Card

Pass the "How to Manage Debt" course and you qualify for a VISA Classic credit card with a $500 limit and a 9.9% APR.  Oh, yea; free music download.*

Auto Loan

Pass the "How to Buy a Used Car" and "How to Get a Loan" and with a 10% down payment we will finance your first car at our lowest rate offered at that time for the term requested.  This low rate and free music downloads to boot.*

We’ve got just what you need; great products, financial education and tunes.  There are many more courses in our on-line financial education library and each time you complete a course, you qualify for more music downloads.  There are new courses being added all the time.

Choose any of these services or all of them; the price is right for whatever you choose . . . . . . . . . FREE.


 *These products require a binding, legal contract so members under the age of 18 will be required to have a qualifying adult as "joint" on the account.  Once you reach 18, if the account has been handled satisfactorily; we will release the joint owner, upon request.